Safeguard of cashflow is fundamental for any business and Creopay, the first “cash delivery” platform, helps companies solve all the diverse issues related to required payments.

Through the fintech app, the company creates a proprietary customer database from which it sends a direct payment link – which works with all the main payment circuits. This way, cash flow increases simply and rapidly, consequently improving the company’s profitability.

It is an effective and efficient way to help businesses grow quicker even in difficult moments, allowing them to digitize a critical process such as payments ad fiscal compliance, without having to spend large sums of money for this kind of service.

Whether it is dormant accounts, payment requests to activate a supply contract or even to cash in the rent, you only need a “digital” memo, sent via SMS or email, and a simplified and accessible procedure via a link to give the opportunity to the other party to safely settle heir account.

GreenVulcano Technologies is a high-profile company: we could realize a project from scratch and have it just like we wanted it

Antonio Fontanelli – CEO of Creopay #cashdelivery

The web cash in is universal and is provided with a custom POS. This can be activated immediately and it only takes a few minutes to through the process. This way, businesses can receive payments from all over the world in whatever currency.

Creopay is the ideal solution when it comes to the management of expired or recurring payments thanks to the opportunity to set up installment plans.

From debts to service subscriptions and even to most conventional invoice management with the possibility to set up automatic sending with the correct amount to be paid.

Creopay makes the contractual relationship smarter by relieving the user from bureaucratic stress and hardship and providing the payer with a lean, quick and comfortable payment solution on any device.

There no unnecessary costs in any part of the user experience and cashing in is quick and utterly traced. The product, moreover, is compliant with the Italian law for fiscal and banking matters. Debt reconciliation is instantaneous and automatically produces a receipt of payment to safeguard both the involved parties.

In the case of recurring use, the customer can also save the payment source for future operations – a very useful function when dealing with recurring customers of installments.

The fintech solution is extremely accessible and optimized:

  • payment links are active 24/7.
  • the platform is utterly on the cloud.
  • processes are automatic and allow massive database management or to send single, instantaneous requests.

A quick and timely product you can connect to your payments with just a few clicks.

The use of the fintech app is an autonomous process in 4 stages:

  1. Activation of the account’s Cloud, fully secured and according to the GDPR regulation on data saved by the company.
  2. Creation of a “customer-debtor” list, a simple document the user can brand with his/her company’s name through the upload of .csv or .excel files.
  3. Payment requests (single, multiple or massive) individually or in installments.
  4. Timely and real-time reports of all the activities and of solved payments.

With what kind of customers can I use CREOPAY?

  • Active customers that can use the various possible options for single payments or for installment plans, subscriptions or rents.
  • Customers with expired accounts. You can send a link to pay via alternative, digital and quick payment sources if I problem occurred on the main source.
  • Non-performing customers. Creopay allows for massive credit management companies to efficiently recover the payment and to identify operations and strategies for the next actions to implement on the database (thanks to the data analysis service provided on the platform).

GreenVulcano’s contribution to the realization of Creopay

Creopay was one of the innovative projects GreenVulcano recently followed and supported. The project embraced both the application architecture and the creation of the manuals for managers and users.

The rebuilding of Creopay 2.0, designed by GreenVulcano Technologies, is a web-based, cloud-native, safe distributed and scalable application based on a multilevel architecture on three layers:

  1. Presentation
  2. Business services
  3. Persistence

The Presentation layer deals with the UI for all the activities carried out by human users and involves both the back-office and the user face for the end-users. The data of the Presentation layer are supplied by the Business services layer while further data are shared via API with third-party services.

The Business Services layer contains a set of loose coupling services following the principle of “Decompose by business capability”. APIs are listed according to safety and business functions in conjunction with event-driven processes. Automated and programmed tasks deal with the completion of Creopay 2.0’s business processes.

The Persistence layer contains a set of databases to safely store business information and metadata.

A final security layer deals with the IAM and secures the Presentation layer and all the following structure.

Creopay 2.0’s Architecture

Creopay 2.0’s architecture is based on PaaS (Platform as a Service) and cloud development and deployment environment. An infrastructure natively scalable and based on containers. It is a more efficient, quicker and lighter solution.

The container structure allows the application to be encircled in auto-consistent environments, ensuring an extreme deployment velocity, scalability and ease-of-use for porting among development environments, tests and production.

The platform allowing to create and execute Creopay 2.0’s container is Docker, an open-source, flexible and user-friendly platform. The architecture of the containers is regulated by monitoring servers that trigger the system and keep monitoring the execution of independent containers. The execution harmony among the various containers is ensured by solutions such as Kubernetes. Kubernetes is the leading product to manage medium and large architectures. It is an open-source project made by Google. This way, all the various, Linux-based containers make the application easy to distribute and scale according to whatever necessity with a high degree of abstraction.

The architecture designed for Creopay 2.0, thus, allows the fintech company to have a more efficient management of workloads.

Last month, we had a review of our 2020 and what it meant to us.

In the last few days, Alfredo Adamo, historical member of the great GreenVulcano Technologies family and CEO of AlanAdvatage, expressed and sent us a wish to all of us.

“Many of you often heard me say: “We’re the strongest! Only health can stop us… And it’s not doing it”. I think this touched on all the issues we faced as a company and as a great family in 2020.

More than once I said this sentence is “my motto” and, luckily, thanks to the skills af all the people working with us, I could repeat myself in all these years. Month after month, what we call our network grew in size, number of people, revenues, in the whole overall value. Today, our network earns more than 30 million euros in revenues and our reputation is growing as well.

Never before our health was put to the test by this devious virus! Unfortunately, it hit some of us directly. Some of us lost relatives, friends, loved ones. And it is to all our beloved ones that left us during this terrible year – whether due to the virus or for other reasons – that we send all our love.

However, what we kept seeding and harvesting in 2020, we’re sure it will blossom in 2021. We have all the opportunities to do increasingly better. Thanks to the great work we’re all carrying out, I’m sure that the famous green of GreenVulcano Technologies will also be a sign of hope for the recently started new year.

I’d like to remember once more the story of Professor Randy Pausch, who passed away in 2008. In September 2006, Randy Pausch was a brilliant math professor at Carnegie Mellon University in Pittsburgh, Pennsylvania. He had a wife, three kids and he passionately loved his job, his coworkers and his students. Suddenly though, doctors diagnosed him an advanced pancreatic cancer. One year later, on September 18th 2007, Pausch held his last pulic lecture, his “Last Lecture”, in front of four hunded people and left his last message to friends and coworkers: “Achieve your childhood dreams”.

Randy Pausch Last Lecture: “Achieving Your Childhood Dreams” – Carnegie Mellon University – Sept. 18, 2007

We are hence entering this new 2021, full of ambitious goals and new projects, trying to be close, kind, united. Seek help from a coworker and you’ll receive it. Remember, we are all a videocall away, just a few seconds away from each other… Let’s not lose our spirit.”

“It feels good to achieve our childhood dreams. And as you get older, you may find that “enabling the dreams of others” thing is even more fun,” Randy Pausch.

We want to start 2021 with this wish by Alfredo Adamo. We want to start from the complex reality of these last months without forgetting the quality our group showed in this trying period, with exceptional adaptability skills.

Company news won’t lack, the first for 2021 is quite important too: the onboarding of Gaetano Rossi as new Vice President – General Director. The arrival of Gaetano in GreenVulcano Technologies represents a natural step forward in the growth and improvement strategy we are carrying out for the group and the whole network.

Gaetano started his career in the ICT industry in 1991 in Telesoft and has been there for 8 years as a Project Manager. He then moved on to working in several companies of the Telecom Italia galaxy: for instance, from 2005 to 2013 he was in Shared Services, where he covered management roles until he finished his adventure as OSS Development and Management Director.

From 2013 to 2017 he had an extremely important experience in TI.IT (Telecom Italia Information Technology): up to 2014 as ADM integration & Testing Manager, from 2014 to 2017 as BSS Mass Market Systems Manager and then as Digital BSS Delivery Manager.

Under his coordination, and thanks to the support of more than 300 employees an 500 consultants, TIM became a true multinational giant. A colossus which is still a model of reference, besides being the pride of Italian telecommunications in the world.

The target we’re aiming at is clear and simple to understand: to help Team GVT to achieve an astounding professional, technical, organizational, economical and – above all – people-oriented growth.

Cloud vs On-Premise Systems

Cloud solutions, and cloud-based ERP systems, have become much more popular in recent years – especially among small and midsize businesses – but there are many reasons why firms continue to choose traditional, on-premise systems.

In this article we are going to analyze main motivation to use the one or the other solution in order to guide enterprises to the choice of the right architecture for every environment.

Advantages of Cloud Systems

As someone wrote “…adopting a cloud-based business solution is a bit like renting an apartment 

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The continuous evolution of software technologies has led to a complex situation in which traditional legacy systems have to coexist with web applications, new generation of mobile apps and, recently, Internet of Things infrastructure and cloud services. Read more

What are Digital Twins?

 

Basically, they are a digital duplicate of a physical thing, created using drones, lasers, ground robots, and photogrammetry.

Digital twin technology is not a recent invention. The concept of pairing, traces its roots to the early days of space travel, when NASA built models Read more

 

We live in a great era for the information technology.

A lot of powerful tools allow us to build, deploy and scale, fast and easily, software and services or infrastructures: we can setup a cluster in few minutes (using an IaaS), through a SaaS configure our backend while technologies like real-time scaling allow Ops teams to sleep peacefully.

 In this scenario micro-services architecture is spreading wide, greatly responding to the dynamism and cheapness our era requires. Read more